Yes, it is highly recommended to avail travel insurance in order to avoid unexpected expenses abroad. Some countries require it for visa applications such as the US and Schengen countries.

Cover commences upon departure from your place of residence or business and automatically terminates upon his return to the same place, whichever occurs first.

Travel insurance typically covers:

• Accidental death 
• Permanent disability by an accident
• Medical emergencies and hospitalization
• Trip cancellation or interruption
• Flight delays and missed connections
• Lost, stolen, or delayed baggage

1. What should I do immediately after an incident?

Notify us as soon as possible. Keep all relevant documents and receipts. Document the incident with photos or written notes if possible.

2. How do I file a claim?

You can file a travel insurance claim through our claims hotline, email, online portal, or your insurance agent. Provide your policy number and details of the incident, including dates and locations.

3. What are the claim requirements?

To process your claim, please prepare and submit the following:

• Completed claim form
• Policy number
• Details of the incident (date, cause, and location)
• Medical reports, hospital bills, or receipts (if illness or injury)
• Proof of travel arrangements (tickets, booking confirmations, boarding passes)
• Receipts for lost, damaged, or delayed baggage
• Police, airline, or other official reports (if applicable)