Marine insurance is ideal for importers, exporters, manufacturers, traders, freight forwarders, shipowners, and individuals transporting valuable goods domestically or internationally.

Common types include:

• Cargo Insurance – for goods in transit
• Hull and Machinery Insurance – for vessels and ships
• Freight Insurance – for loss of freight income
• Open Policy – covers multiple shipments over a period
• Single Transit Policy – covers one shipment only

Yes. Marine insurance can cover inter-island shipments and inland transit within the Philippines by sea, air, or land.

Yes, theft and pilferage are usually covered, provided proper packing and security measures were observed.

An Open Policy covers multiple shipments within a specified period, while a Single Transit Policy covers only one specific shipment.

1. What should I do immediately after a loss?

Notify us as soon as possible. Document the incident thoroughly with photos, videos, and written notes. Do not dispose of damaged cargo or equipment unless required for safety or legal compliance.

2. How do I file a claim?

You can file a marine insurance claim through our claims hotline, email, online portal, or your insurance broker/agent. Please provide your policy number, vessel or cargo details, and a clear description of the incident.

3. What are the claim requirements?

To process your marine insurance claim, please prepare and submit the following:

• Completed claim form
• Policy number and vessel/cargo details
• Date, cause, and location of the loss
• Photos or videos of damaged vessel, equipment, or cargo
• Shipping documents, bills of lading, invoices, or proof of ownership
• Surveyor or marine adjuster report (if conducted)
• Police, port authority, or incident report (if applicable)