It typically covers:

• Bodily injury to others
• Property damage to others
• Legal defense costs if someone sues you
• Accidental death or injury caused to third parties

• General Liability Insurance – covers accidents on your premises
  Professional Liability (Errors & Omissions) – for mistakes made by professionals
• Product Liability Insurance – for damage caused by products you sell
• Employers’ Liability Insurance – for employee injury claims

Yes. Casualty insurance is a type of liability insurance. It focuses on your legal responsibility for harm caused to others, unlike property insurance, which covers your own property.

Yes. Casualty insurance is a type of liability insurance. It focuses on your legal responsibility for harm caused to others, unlike property insurance, which covers your own property.

1. What should I do immediately after a loss?

Notify us as soon as possible. Take immediate steps to prevent further damage or liability, such as securing the affected property or area. Document the incident thoroughly with photos, videos, and written notes. Do not dispose of damaged property unless required for safety or legal reasons.

2. How do I file a claim?

You can file a casualty insurance claim through our claims hotline, email, online portal, or your insurance agent. Please provide your policy number and a detailed description of the incident.

3. What are the claim requirements?

To process your casualty insurance claim, please prepare and submit the following:

• Completed claim form
• Policy number
• Date, time, and location of the loss or incident
• Description of the cause and extent of damage or liability
• Photos, videos, or other documentation of the loss
• Repair estimates, invoices, or proof of ownership (if applicable)
• Police or incident report (if applicable)
• Any additional documents requested by the insurer